Monday, June 23, 2008
The Friction Between My Toes...
So, I work in insurance. It has to be the most unfulfilled part of my life thus far...it's nicely paired with the complete isolation I experience as the only worker in the office behind a glass pane window with a C.R. Laurence Co. voice dispenser plated in faux steel. The random requests for quotes and the occassional "can you buy me a coffee" from the village homeless allow me to implement my anthropological critiques on our social etiquette in business. Apparently I am supposed to view each individual as a potential client, sell them some esoteric contract that is as imaginary as a pink elephant and all the while get them to feel that they need it. Nothing in this world is going to convince a person living pay check to pay check that they need life insurance or a reminder of their mortality. I haven't quite mastered the line "what is your family going to do when you die?" - not really my cup of tea. So instead I suggest discounts allotted to the folk who buy insurance in bulk...yes, homeowners, auto, financial and life all come with a lovely discount renewed every year or six months upon the client's discretion. I am going to say that insurance has become a necessary proof of existence because without it, you're pretty much fucked up the river or down for that matter. The fine print excludes any pre-existing condition which could be your lopsided head or your disease that hasn't fully been diagnosed yet..but it's still there bubbling beneath the protective sheath of your white blood cells. Claims are merely suggestions, not factual. We will get to it once we've exhausted every possibility to not pay for it and you'll get it within six months - but you will still have to pay for your insurance every month as scheduled. Insurance is one of those necessary evils that we have to deal with in order to function in this world. You can't register your car without proof of insurance, hospitals will reduce your priority significantly if you don't have that card that indicates the hospital will get paid for treating you and your livelihood (as well as any family) depends on this mass produced template of legal existence. My point, don't impulse shop with insurance and get a good rate because whether you like it or not insurance is a multi-billion dollar conglomerate all interwoven with every major institution in this world...and they all want you as their customer.
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1 comment:
Good tract on insurance.
My first full-time job was in insurance. I stuck it for three years and made some firm friends there, but still I would advise you to get out of there while you can.
I know it's a necessary evil but some of the decisions made by the actuaries and policymakers were morally hideous.
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